PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING OUR WEBSITE
These Terms and Conditions (together with the documents referred to in it) set out the terms on which you may use our website http://deliowealth.com, any of its sub-domains and any of our applications or other programmes (from now on referred to as our "Website"), whether as a guest or a registered user. Use of our Website includes accessing, browsing or registering to use our Website.
1.2 Our Website is operated by Delio Ltd ("we", "our" or "us"). We are registered in England and Wales under company number 09092423 and our registered office is at Cardiff Business Technology Centre, Senghennydd Road, Cardiff, Wales CF24 4AY.
1.3 Please read these Terms and Conditions carefully before you start to use our Website. By using our Website, you accept these Terms and Conditions and agree to comply with them. If you do not agree to these Terms and Conditions, please do not use our Website.
2. OTHER APPLICABLE TERMS
2.1 You may choose to register with us and to provide as a minimum your name and e-mail address. The details provided by you on registration or changed at any later time must be correct and complete.
2.2 Our use of your personal information submitted to us via our Website or otherwise is governed by our Privacy Notice.
3. CHANGES TO THESE TERMS AND OUR WEBSITE
3.1 We may revise these Terms and Conditions at any time. Please check our Terms and Conditions from time to time to take notice of any changes we have made as they are binding on you. By continuing to use our Website, you agree to be bound by the updated terms.
3.2 We may update our Website or change its content from time to time. However, the content on our Website may be out of date at any given time and we are under no obligation to update it. We do not guarantee that our Website, or any content on it, will be free from errors or omissions.
4. ACCESSING OUR WEBSITE
4.1 General access to our Website is made available free of charge.
4.2 We do not guarantee that our Website, or any content on it, will always be available or be uninterrupted. Access to our Website is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our Website without notice. We will not be liable to you if for any reason our Website is unavailable at any time or for any period.
4.3 You are responsible for making all arrangements necessary for you to have access to our Website.
4.4 You are also responsible for ensuring that all persons who access our Website through your internet connection are aware of these Terms and Conditions and other applicable Terms and Conditions and that they comply with them.
4.5 Our Website is directed to people residing in the United Kingdom. We do not represent that content available on or through our Website is appropriate or available in other locations. We may limit the availability of our Website or any service or product described on our Website to any person or geographic area at any time. If you choose to access our Website from outside the United Kingdom, you do so at your own risk.
5. INTELLECTUAL PROPERTY RIGHTS
5.1 We are the owner or the licensee of all intellectual property rights in our Website, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
5.2 You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
5.3 Our status (and that of any identified contributors) as the authors of content on our Website must always be acknowledged.
5.4 You must not use any part of the content on our Website for commercial purposes without obtaining a licence to do so from us or our licensors.
5.5 If you print off, copy or download any part of our Website in breach of these Terms and Conditions, your right to use our Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
5.6 Subject to these Terms and Conditions, you hereby agree that any information or material you upload to our Website are uploaded on a nonexclusive basis. You hereby grant us a nonexclusive, irrevocable right to use such materials as we see fit without any royalty.
6. NO RELIANCE ON INFORMATION
6.1 Although we make reasonable efforts to update the information on our Website, we make no representations, warranties or guarantees, whether express or implied, that the content on our Website is accurate, complete or up-to-date.
6.2 We and our service providers make no warranty that: our Website will meet your requirements; use of our Website will be uninterrupted, timely, or error-free; the results that may be obtained from the use of our Website will be accurate or reliable; the quality of any products, services, information, or other material purchased or obtained by you through our Website will meet your expectations; or any errors in the technology will be corrected.
6.3 Any material downloaded or otherwise obtained through your use of our Website is done at your own discretion and risk and you are solely responsible for any damage to your computer system or loss of data that results from the download of any such material. No advice or information, whether oral or written, obtained by you from us or any of our service providers through or from our Website will create any warranty not expressly stated in these terms or in our service agreements.
7. LIMITATION OF OUR LIABILITY
7.1 Nothing in these Terms and Conditions excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.
7.2 To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our Website or any content on it, whether express or implied.
7.3 We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
use of, or inability to use, our Website; or
use of or reliance on any content displayed on our Website.
7.4 If you are a business user, please note that in particular, we will not be liable for:
loss of profits, sales, business, or revenue;
loss of anticipated savings;
loss of business opportunity, goodwill or reputation; or
any indirect or consequential loss or damage.
7.5 If you are a consumer user, please note that we only provide our Website for your domestic and private use. You agree not to use our Website for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.
7.6 We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Website or to your downloading of any content on it, or on any website linked to it.
7.7 We assume no responsibility for the content of websites linked on our Website. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.
8. PROHIBITED USERS AND VIRUSES
8.1 You may not use our Website for illegal or unlawful or malicious activities, or for activities that we deem improper for any reason whatsoever in our sole judgement. This includes, without limitation, the laundering of the proceeds of any unlawful activity, the ﬁnancing of terrorism, the commission of fraud or market manipulation, or the harassing or making disparaging comments to any user of our Website. We reserve the right to take preventative or corrective actions to protect us and our users.
8.2 We do not guarantee that our Website will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform in order to access our Website. You should use your own virus protection software.
8.3 You must not misuse our Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Website, the server on which our Website is stored or any server, computer or database connected to our Website. You must not attack our Website via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Website will cease immediately.
9. LINKING TO OUR WEBSITE
9.1 You may link to the home page of our Website, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
9.2 You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
9.3 You must not establish a link to our Website in any website that is not owned by you.
9.4 Our Website must not be framed on any other site, nor may you create a link to any part of our Website other than the home page.
9.5 We reserve the right to withdraw linking permission without notice.
9.6 If you wish to make any use of content on our Website other than that set out above, please contact email@example.com.
10. THIRD PARTY LINKS AND RESOURCES IN OUR WEBSITE
10.1 Where our Website contains links to other sites and resources provided by third parties, these links are provided for your information only.
10.2 We have no control over the contents of those sites or resources.
11.1 Each of the provisions of these Terms and Conditions is distinct and severable from the others. If at any time one or more of those provisions is or becomes invalid, unlawful or unenforceable (whether wholly or partly), the validity, lawfulness and enforceability of the remaining provisions (or the same provision to any other extent) will not be affected or impaired in any way.
12. APPLICABLE LAW
These Terms and Conditions, their subject matter and their formation (and any non-contractual disputes or claims), are governed by English and Welsh law. You and we both agree the courts of England and Wales will have non-exclusive jurisdiction.
13. CONTACT US
To contact us, please email firstname.lastname@example.org.
Thank you for visiting our Website.